body {
	font-family: Tahoma, Verdana, Helvetica, Arial, sans-serif;
	background-image: url(images/wheat_bkgrnd.gif);
	background-repeat: no-repeat;
	background-color: #FFFFFF
}
a:link {
	color: #003366;
	font-family: Tahoma, Verdana, Helvetica, Arial, sans-serif;
}
a:visited {
	color: #C0B160;
	font-family: Tahoma, Verdana, Helvetica, Arial, sans-serif;
}
h1 {
	font-family: Tahoma, Verdana, Helvetica, Arial, sans-serif;
	font-size: 115%;
	margin-top: 5px;
    margin-bottom: 5px;
}
h2 {
	font-family: Tahoma, Verdana, Helvetica, Arial, sans-serif;
	font-size: 105%;
	font-weight: bold;
	margin-top: 0px;	
    margin-bottom: 5px;
	border-bottom: #FFE888 1px dotted;
}
h3 {
	font-family: Tahoma, Verdana, Helvetica, Arial, sans-serif;
	font-size: 100%;
	font-weight: bold;	
    margin-bottom: 0px;
	margin-top: 0px;
}
h4 {
	font-size: 95%;
	font-style: normal;
}
.bodyText {
	font-size: 90%;
	padding-left: 8px;
	padding-right: 8px;
}
div, p {
	font-family: Tahoma, Verdana, Helvetica, Arial, sans-serif;
}
th {
	font-family: Tahoma, Verdana, Helvetica, Arial, sans-serif;
    color: #ffffff;
	font-size: 110%;
	text-align: left;
	padding-left: 2px;
    background-color: #003366;
}
/* Since the page is laid out in tables, this is the primary place to specify font size for the entire page. 
 WARNING: All other variable fonts sizes you specify elsewhere may be rendered 
 in newer browsers as a percentage of this percentage size. */
td {
	font-family: Tahoma, Verdana, Helvetica, Arial, sans-serif;
	font-size: 100%;
}
.td1 {
	background-color: #F3F1DA;
}
.smText {
    font-size: 85%;
}
.boldText {
	font-style: bold;
}
.italicText {
	font-style: bold;
}
a.breadCrumb:link, a.breadCrumb:visited {
	color: #003366;
	font-weight: none;
	font-size: 85%;
	text-decoration: none;
}
.faqHeader {
	background-color: #F3F1DA;
	border-bottom: #C0B160 1px dotted;
    padding: 4px 0px 4px 0px;
	text-indent: 4px;
}
.faqQues {
    text-indent: 8px;
}
.rtColumn {
    border: #C7CEDE 2px dotted;
	margin: 4px;
	padding: 7px;
}
.rtColumnText {
    color: #000000;
    font-family: Times, Times New Roman, serif;
	font-style: italic;
	font-size: 85%;
	margin-left: 6px;
	line-height: 160%;
}
.rtColumnTitle {
	font-family: Times, Times New Roman, serif;
	font-style: italic;
	font-weight: bold;
	font-size: 150%;
	color: #C0B160;
	text-align: right;
}

/* BEGIN HEADER ELEMENTS */
.ns6valign {
    vertical-align: bottom;
}
.headerBkgrndMain {
	background-image: url(images/ketaHeader.gif);
	background-color: #FFFFFF;
	background-repeat: no-repeat;
}
/* END HEADER ELEMENTS */

/* BEGIN NAV ELEMENTS */
.navBg {
	padding-left: 5px;
}
.sideNavLine {
	font-weight: bold;
	font-size: 70%;
	color: #C0B160;
}
/* END NAV ELEMENTS */

/* BEGIN FOOTER ELEMENTS */
.footer {
	color: #000000;
	background-color: #FFE888;
	font-size: 75%;
	padding: 3px 0px 3px 4px;
}
/* END FOOTER ELEMENTS */